MULTIPLE FINANCING OPTIONS
With lenders offering competitive rates for manufactured home financing in addition to state and federal programs, it's easier than ever to secure your manufactured home!
When it comes to manufactured home financing, it’s important to do your research and explore all the options available to you. You may choose to use all cash or a combination of financing and cash. Some lenders specialize in offering loans for manufactured homes and may be able to provide more competitive rates and terms than traditional mortgage lenders. Additionally, there are government programs that offer assistance and incentives for purchasing a manufactured home.
Government Programs
In addition to private lenders, government programs provide assistance and incentives for manufactured home buyers. For example, the Federal Housing Administration (FHA) offers loan programs specifically designed for manufactured homes, making homeownership more accessible for many individuals and families.
It’s important to note that manufactured home financing options can vary depending on factors such as your credit score, the location of the home, and whether it’s a new purchase or a refinance. Working with a knowledgeable and experienced lender can help you navigate the process and find the best financing solution for your situation. Ultimately, with the increasing availability of manufactured home financing options and government support, the possibilities are more accessible than ever. Whether you’re a first-time homebuyer or looking to downsize to a more affordable housing option, exploring the financing options for manufactured homes can help you achieve your homeownership goals.
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- For low and middle-income support for Nevadans looking to make their first home purchase visit Home is Possible with the Nevada Housing Division.
- For down payment assistance with a generous income maximum, no first-time homebuyer requirement, and customizable loan options for all kinds of homebuyers visit Home at Last with Nevada Rural Housing.
- For financing information specific to Manufactured Homes visit the U.S. Department of Housing and Urban Development (HUD)
Private Lenders
We have compiled a list of lenders we partner with for your convenience. While you are not obligated to use these lenders for financing your manufactured home through us, we have established relationships with these lenders to streamline the process for you.
Contractors
If you decide to purchase with cash, we will happily provide you with a list of reputable contractors who can assist you in completing your setup if needed. Should you choose to pursue financing for the home, we will handle the responsibility of reaching out to the contractors on your behalf, ensuring a smooth and hassle-free experience for you.
*Please note, you will need to obtain your final quote from us before contacting any lenders.*
LENDERS
21st Mortgage
Cardinal Financial
United Federal Credit Union
Security National
Permanent financing only